Seven Bold Home Décor Ideas 2020!
- 1 January, 2020
Common home insurance policies will protect houses and other properties against fires, floods and other disasters. For example, homeowners insurance covers damages on a physical property and any lawsuits that may arise when there is any accident.
Another type of property insurance is the renter insurance which covers properties which have been leased. It covers any disaster or an accident or burglary which may occur while you have taken a property for rent.
Select an insurance type depending on whether you are a property owner or renting. The process of selecting property insurance is quite simple. There are several insurance companies in Ghana that have different policies to serve your needs. If you are uncertain about which insurance policy to go for, just walk into any of the offices and speak to a customer service agent who can recommend one to you.
If you are not clear about any policy that is suggested to you or you are not happy about their offers, you can go to another company for better rates. Insurance policies, especially those that cover properties, involve a lot of paperwork. That is why it is necessary to read through any document that is presented to you thoroughly and carefully. If there are any clauses which you do not understand, you can seek legal or other professional advice.
As a property owner, you can never be certain if there will be an accident, burglary or any disaster. That is why it is important to insure your property. Head of Corporate Work Group of Glico Insurance, Felix Gbogbo stresses the importance of insuring a property. “In other places such as Europe, every building has to be insured. So whether it is a private home or a public building, it has to be insured,” he says.