For almost a decade, HFC Realty, a subsidiary of HFC Bank has been providing mortgages for individuals and groups seeking to purchase real estate. The company has constructed properties in several communities for sale and rent. Its role in the sector includes – valuation, management, consultation and marketing.  In Osu and Cantonments, HFC serves as property brokers – they sell on behalf of individuals.

Current projects being undertaken by the company include – the Community 20, 27 and 25 properties. The Community 25 housing project is located on the Dawhenya Road, about 10 minutes’ drive from the Tema Motorway and one of the most sought after ares because of its competitive price.

One advantage of purchasing an HFC property is their readiness to provide interested parties with mortgage financing. With an initial deposit of 20 percent of the property price, the rest of the price will be sorted out by the company.

The process of purchasing a property has become much easier, especially if the individual earns a certain amount and above. Felix Asamoah says, “now if your net income is about $2500, you can qualify for a 10 percent mortgage and with that you don’t need to deposit anything because the challenge we have realized is that people cannot raise the 20 percent. This time, they don’t need to raise the deposit, just the monthly repayment.”

The company’s mission is to hold, develop and manage real estate, making it one of the best industries to invest in.