Buying a home is one of the biggest and most important decisions most individuals will make. Therefore, it is crucial to prepare yourself. There are a number of questions you need to ask yourself before you make that final decision.

Q: Why do you want to buy a house?

A:  This is the first question you need to ask yourself as a homebuyer, because buying a property can be quite a daunting task. Are you buying a home to live there yourself? Will you be renting the property out? The earlier you decide why you want to be a property owner, the better. Do not purchase a property to live in yourself if you are not sure how long you want to stay in the area.

Q: Which home will serve your needs best?

A: There are so many different types of properties you can purchase in Ghana – the ‘single room self-contained’, compound houses, apartments, and so on. Which of these properties do you think will serve your needs both now and in future? If you have a large family or you are thinking of having one, you need to consider the number of rooms and the size of the land before purchasing. What is your ideal neighbourhood and who do you envision as your neighbours? Carry out detailed research, checking how long it would take you to get to work, if there are schools for kids, and how developed the infrastructure is.

Q: How do you plan on financing the purchase?

A: Knowing your financial possibilities is really important. Are you paying for the property outright or are you financing the purchase with a mortgage? Speak to your bank to know the amount you qualify for and the interest loan it is likely to attract, before you purchase. Your mortgage provider will make you aware of the documents you need to provide, before you can be granted the loan.

Q: Who can help you search for your dream property?

A:  A real estate agent is a great help when you are looking to purchase a property. This is where Jumia House plays a vital role. You can search for your dream property from the comfort of your home and organise a viewing with just a click of a button. Find a real estate agent who will help you find the right property. Real estate agents can provide house prices, information about neighbourhoods and even assist with the negotiation.