All Public Holidays in Ghana 2021
- 18 January, 2021
- Tips and Advice
We have all enjoyed the fireworks, countdowns, and some used this holiday season to observe religious traditions and crossover services….
Searching for a home to rent in Ghana can be quite exhausting due to a number of factors. This is why meqasa.com enables you to find a home without much stress. It is very easy to make mistakes you’d have to live with for the entire duration of your home rent. This especially applies if you are desperately looking for a house. When looking for a home, do not rush the process else you would make some easily avoidable home rent mistakes.
There are some key factors to be taken into consideration when looking for a property to rent. Some of which are highlighted below:
A tenancy agreement is a contract between a landlord and a tenant. It records all the key things that a landlord and a tenant have agreed to about the tenancy. Every tenancy agreement must be in writing, and the landlord must give the tenant a copy before the tenancy begins.
Every word detailed in your tenancy agreement counts and should not be taken for granted. Do your due diligence by going through it meticulously before signing, because the tenancy agreement is legally binding once you sign it. Thus make sure it protects your interests in the document before you sign it. If there’s anything you don’t understand, or are unsure of, you should seek advice before you sign the agreement.
Thoroughly inspect the house you want to rent before signing any agreement or putting down cash. This way you get to discover things that online pictures can’t show you such as the neighbourhood or actual size of your storage. Don’t allow yourself to be rushed or distracting when viewing a house.
Often tenants hurriedly take up a property because they are scared another person will go in for it, only to find out the property is not suitable after they move in.
Also, always remember to ask some questions during your viewing session. These may serve as a guide:
These are a few questions to consider when next you go on a property viewing.
Before committing any form of finance to the house you want to rent, check that you are dealing with the genuine owner or caretaker of the property. Some unscrupulous characters break into foreclosed properties and rent them to unsuspecting people. You can avoid becoming a victim of this scam. Go to the appropriate authorities who keep records of taxable properties in the county, and the records containing the names of the legal owners. Search the records for the address of the rental property to find out if the landlord is listed as the owner. If the names don’t match, contact the legal owner and ask if he/she knows the person purporting to be the landlord. Sometimes, the arrangement is legitimate, for example, the person you are dealing with is an agent acting on the legal owner’s behalf.
When renting a place, take pictures of the state of the house to account for any damages before you move in. This is necessary to you avoid paying for damages you didn’t incur. If the unit is secured with locks (i.e. deadbolts on doors and locking devices on windows), your landlord has met his/her obligations for security. You are then responsible for covering the damages incurred at a break-in. Most leases require renters’ insurance to cover the expenses of vandalism or a break-in.
When you sign a contract it usually specifies in the lease that you should carry renter’s insurance. If the damage was not a natural disaster or caused by you (or any other tenant in your unit) then your landlord should be able to reimburse you for your losses. Of course there are exceptions from time to time. One questionable area is theft. Tenants are usually responsible for their losses in the case of theft, unless the theft is a result of the property provider’s negligence, i.e. improper locking devices.
Verbal agreements cannot be proved, therefore they are very unreliable and difficult to enforce. If you reach an agreement with your landlord, ensure that it reflects in your tenancy agreement. Verbal agreements may be legally binding however they are not recommended because ambiguity may arise at any time over what was agreed on.
For instance, a particular problem may arise which the agreement did not cover. As with written agreements, oral agreements also provide the landlord and tenant with certain rights, but the difference is that they could be more difficult to enforce. If a dispute went to the courts, there would be no written tenancy agreement as evidence, so this could result in one of the parties not getting the rights they believe were verbally agreed upon at the start of the tenancy.
It is therefore generally in both the landlord and the tenant’s best interests to have a tenancy agreement in writing to ensure that both sides understand their rights and responsibilities. An agreement in writing will also prevent disputes over what the verbal agreement contained.
While renting may seem scary, don’t panic as we have you covered on the choice rentals in Ghana. Just remember to check your house in person, read your tenancy agreement thoroughly and ask questions on areas you don’t understand before committing your money to it.